Consumer hoaxes and scams – what to do if it happens to you

Consumer hoaxes and scams - what to do if it happens to you When you are in the middle of purchasing or selling a home, it is difficult to be prepared for every type of scenario that might pop up, which is why we always recommend working with a real estate agent to help guide you through anything unusual along the way.  Their market expertise particularly will come in handy … [Read more...]

On-line lenders and Real Estate

We are often asked at Solutions whether it makes more sense to go with a local lender in the Charlottesville area that knows the local market and is available to answer calls beyond regular office hours, or go with an online mortgage lender.  We see the commercials all the time about being approved in eight minutes by uploading your W2s and other tax info from your phone, thus beating out … [Read more...]

Are Mortgage Points a Good Idea?

Are Mortgage Points a Good Idea? When it comes to deciding on what type of loan you will need to purchase a house, it’s a good idea to arm yourself with as much information as possible.  One topic that comes up time and again is buying mortgage points and whether they can save you in the long run, if the numbers line up correctly. If you don’t know what they are, just read on. What are … [Read more...]

Can I Afford a Home in Charlottesville?

Is Charlottesville Housing Affordable?  The city of Charlottesville is a town in constant flux - students move from place to place as they travel through their University careers, medical residents live here for about three years before heading off to other opportunities, visiting scientists and professors stay for a year or two before moving again, and government employees are stationed at the … [Read more...]

What is PMI?

What is PMI? Here at Solutions, we often get asked lots of questions by first time homebuyers about all the acronyms that get thrown around by lenders when preparing an offer. For one example, what is PMI? Basically, it’s a protection for a lender. When your down payment is less than 20%, you usually have to pay for Private Mortgage Insurance, (PMI), which is the lenders’ (banks’) … [Read more...]

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Charles McDonald
Charles McDonald
PRINCIPAL BROKER®
Charlottesville Solutions
2013 Woodbrook Court, Charlottesville VA 22901
434-515-1585
REALTOR® - Licensed to sell Real Estate in Virginia
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